Malaysia My Second Home Programme
A clear guide to MM2H categories, requirements, benefits, and application support for foreigners who want to make Malaysia their second home.
Malaysia My Second Home, commonly known as MM2H, is a long-term stay programme for eligible foreigners who want to live in Malaysia under approved conditions. It is suitable for retirees, families, investors, long-stay residents, and individuals who want a stable base in Malaysia.
HH MM2H helps applicants understand the available MM2H categories, compare key requirements, prepare documents, and proceed with clearer guidance through a licensed MM2H agent.
- Licensed MM2H agent
- Federal MM2H application support
- Silver, Gold, Platinum and SEZ / SFZ guidance
- No approval guarantee claims
What Is Malaysia My Second Home?
Malaysia My Second Home is a long-term stay programme that allows eligible foreigners to reside in Malaysia under approved conditions. The current federal MM2H structure includes Silver, Gold, Platinum, and SEZ / SFZ categories.
Each MM2H category has different financial requirements, participating fees, property-related conditions, stay requirements, and pass validity periods. Choosing the right category depends on your age, family situation, financial readiness, property plans, and long-term purpose in Malaysia.
For many applicants, the challenge is not only understanding the headline figures. It is also understanding how the requirements apply to their personal situation. HH MM2H helps applicants review their options — including fixed deposit requirements, dependent application, and MM2H application documents — before they commit to the application process.
Federal MM2H Categories
The federal Malaysia My Second Home programme is structured into four main categories. Applicants should compare the categories carefully before deciding which pathway to pursue.
MM2H Silver
The Silver category is commonly considered by applicants who want the most accessible federal MM2H pathway. It may suit applicants who are planning a long-term stay in Malaysia while keeping the initial commitment lower than Gold or Platinum.
Explore MM2H SilverMM2H Gold
The Gold category is designed for applicants who are prepared for a higher financial commitment and a longer MM2H pass validity period. It may suit families, retirees, and applicants who are planning more seriously around Malaysia as a long-term base.
Explore MM2H GoldMM2H Platinum
The Platinum category is the highest federal MM2H category. It is generally suitable for applicants with stronger financial capacity, premium residency planning, and interest in wider business, investment, or career flexibility where permitted.
Explore MM2H PlatinumSEZ / SFZ MM2H
The Special Economic Zone / Special Financial Zone category is connected to selected designated locations, including Forest City in Johor. It may suit applicants who are specifically considering Malaysia through a zone-based pathway.
Explore SEZ / SFZ MM2HMM2H Category Comparison
The table below gives a side-by-side comparison of the main federal MM2H categories. This summary is for general guidance only. Applicants should confirm the latest official requirements before proceeding.
| Requirement | Silver | Gold | Platinum | SEZ / SFZ |
|---|---|---|---|---|
| Minimum age | 25 years old and above | 25 years old and above | 25 years old and above | 21 years old and above |
| Fixed deposit | USD 150,000 | USD 500,000 | USD 1,000,000 | USD 65,000 (ages 21–49); USD 32,000 (ages 50+) |
| FD withdrawal | Up to 50% of principal after approval for approved purposes | Same | Same | Same |
| One-off participating fee | RM 1,000 per principal | RM 3,000 per principal | RM 200,000 per principal | RM 1,000 per principal |
| Dependent participating fee | No fee for dependents | No fee for dependents | No fee for dependents | No fee for dependents |
| Residence purchase | Compulsory after approval | Compulsory after approval | Compulsory after approval | Compulsory — purchase & own property in Forest City, Johor |
| Minimum residence value | RM 600,000 and above | RM 1,000,000 and above | RM 2,000,000 and above | Subject to Johor state property policy |
| Property selling restriction | Cannot sell for 10 years (except to upgrade) | Same | Same | Same |
| Minimum stay | 90 days cumulative per year | 90 days cumulative per year | 90 days cumulative per year | 90 days cumulative per year |
| Pass validity | 5 years | 15 years | 20 years | 10 years |
| Renewable | Yes, subject to rules & passport validity | Yes, subject to rules & passport validity | Yes, subject to rules & passport validity | Yes, subject to rules & passport validity |
| Business / investment activities | Not allowed | Not allowed | Permissible | Not allowed |
| Career opportunities | Not allowed | Not allowed | Permissible | Not allowed |
| Foreign maid | Not stated as allowed | Not stated as allowed | Allowed | Not stated as allowed |
| Medical check-up | Compulsory after approval at panel clinic | Same | Same | Same |
| Education for dependents | Up to tertiary level in recognized institutions | Same | Same | Same |
| Renewal fee after max programme period | RM 1,500 for principal & dependents | RM 3,000 for principal & dependents | RM 5,000 for principal & dependents | RM 300 for principal & dependents |
Silver
- Minimum age
- 25 years old and above
- Fixed deposit
- USD 150,000
- FD withdrawal
- Up to 50% of principal after approval for approved purposes
- One-off participating fee
- RM 1,000 per principal
- Dependent participating fee
- No fee for dependents
- Residence purchase
- Compulsory after approval
- Minimum residence value
- RM 600,000 and above
- Property selling restriction
- Cannot sell for 10 years (except to upgrade)
- Minimum stay
- 90 days cumulative per year
- Pass validity
- 5 years
- Renewable
- Yes, subject to rules & passport validity
- Business / investment activities
- Not allowed
- Career opportunities
- Not allowed
- Foreign maid
- Not stated as allowed
- Medical check-up
- Compulsory after approval at panel clinic
- Education for dependents
- Up to tertiary level in recognized institutions
- Renewal fee after max programme period
- RM 1,500 for principal & dependents
Gold
- Minimum age
- 25 years old and above
- Fixed deposit
- USD 500,000
- FD withdrawal
- Same
- One-off participating fee
- RM 3,000 per principal
- Dependent participating fee
- No fee for dependents
- Residence purchase
- Compulsory after approval
- Minimum residence value
- RM 1,000,000 and above
- Property selling restriction
- Same
- Minimum stay
- 90 days cumulative per year
- Pass validity
- 15 years
- Renewable
- Yes, subject to rules & passport validity
- Business / investment activities
- Not allowed
- Career opportunities
- Not allowed
- Foreign maid
- Not stated as allowed
- Medical check-up
- Same
- Education for dependents
- Same
- Renewal fee after max programme period
- RM 3,000 for principal & dependents
Platinum
- Minimum age
- 25 years old and above
- Fixed deposit
- USD 1,000,000
- FD withdrawal
- Same
- One-off participating fee
- RM 200,000 per principal
- Dependent participating fee
- No fee for dependents
- Residence purchase
- Compulsory after approval
- Minimum residence value
- RM 2,000,000 and above
- Property selling restriction
- Same
- Minimum stay
- 90 days cumulative per year
- Pass validity
- 20 years
- Renewable
- Yes, subject to rules & passport validity
- Business / investment activities
- Permissible
- Career opportunities
- Permissible
- Foreign maid
- Allowed
- Medical check-up
- Same
- Education for dependents
- Same
- Renewal fee after max programme period
- RM 5,000 for principal & dependents
SEZ / SFZ
- Minimum age
- 21 years old and above
- Fixed deposit
- USD 65,000 (ages 21–49); USD 32,000 (ages 50+)
- FD withdrawal
- Same
- One-off participating fee
- RM 1,000 per principal
- Dependent participating fee
- No fee for dependents
- Residence purchase
- Compulsory — purchase & own property in Forest City, Johor
- Minimum residence value
- Subject to Johor state property policy
- Property selling restriction
- Same
- Minimum stay
- 90 days cumulative per year
- Pass validity
- 10 years
- Renewable
- Yes, subject to rules & passport validity
- Business / investment activities
- Not allowed
- Career opportunities
- Not allowed
- Foreign maid
- Not stated as allowed
- Medical check-up
- Same
- Education for dependents
- Same
- Renewal fee after max programme period
- RM 300 for principal & dependents
This table summarizes official category information for general comparison. Final eligibility, document requirements, fees, and conditions should be confirmed before application because MM2H policies may be updated.
Last updated: August 2026
Which MM2H Category Should You Consider?
There is no single "best" MM2H category for every applicant. The right category depends on your purpose, budget, family structure, property plans, and how you intend to use Malaysia as a long-term base.
Silver may be suitable if you want the lowest federal MM2H fixed deposit requirement and are comfortable with a shorter pass validity period compared with Gold and Platinum.
Gold may be suitable if you want a longer pass validity period and are prepared for a higher fixed deposit and property commitment.
Platinum may be suitable if you have stronger financial capacity and want the highest federal MM2H category, including permitted business, investment, or career opportunities where applicable.
SEZ / SFZ may be suitable if you are specifically considering a zone-based pathway, especially if your property plan is connected to the designated area.
Not sure which MM2H category fits you? Talk to HH MM2H before you decide.
What MM2H Participants Should Understand
Long-Term Stay in Malaysia
MM2H allows approved participants to stay in Malaysia under a long-term pass, subject to the conditions of the selected category and passport validity.
Family Dependents
Participants may include eligible dependents such as spouse, children, disabled children, parents, and parents-in-law, subject to category rules and official conditions.
Property Planning
Residence purchase is an important part of the current federal MM2H structure. Applicants should understand the minimum property value, timing, location, and selling restriction before committing.
Fixed Deposit Commitment
Each category has its own fixed deposit requirement. A partial withdrawal may be allowed after approval for approved Malaysia-related purposes, but applicants should understand the conditions clearly.
Medical and Education Access
MM2H participants and dependents may access long-term medical treatment in Malaysia. Dependent children may also pursue education up to tertiary level in recognized institutions.
Renewal and Passport Validity
MM2H passes are renewable, but pass validity may depend on passport validity. Participants should plan renewal timing carefully.
How the MM2H Application Journey Usually Starts
Initial Consultation
Share your nationality, age, family members, timeline, budget, and reason for considering Malaysia.
Category Review
Compare Silver, Gold, Platinum, and SEZ / SFZ to identify which category may fit your situation.
Document Preparation
Understand what documents may be needed and prepare them in an organized way before submission.
Application Coordination
Proceed through the application process with guidance from a licensed MM2H agent.
Post-Approval Planning
Prepare for fixed deposit placement, medical check-up, property-related steps, dependent matters, and other post-approval requirements.
Official Pass Matters After Approval
After an MM2H application is conditionally approved, participants may still need to handle Immigration Department administrative matters such as pass endorsement, dependent pass issuance, renewal, passport endorsement transfer, permission to study, fixed deposit withdrawal, and termination matters.
HH MM2H can help applicants understand which pass-related steps may apply to their situation and where official forms or supporting documents are required.
MM2H Application Support
Pass endorsement and application coordination after conditional approval.
Dependent Application Guidance
Spouse, children, parents pass issuance and permission to study.
MM2H Renewal
Renewal checklists and passport endorsement transfer.
Fixed Deposit Guidance
Fixed deposit withdrawal for approved purposes.
MM2H Termination
Termination in Malaysia, termination abroad, and change of principal.
MM2H Application Documents
Most MM2H applications require identity documents, application forms, passport copies, financial proof, health declaration, Letter of Good Conduct, and supporting family documents where dependents are included.
Is This the Same as Sarawak MM2H or Sabah MM2H?
No. Federal MM2H, Sarawak MM2H, and Sabah MM2H are different programmes.
This page focuses on the federal Malaysia My Second Home programme, including Silver, Gold, Platinum, and SEZ / SFZ categories.
Sarawak MM2H and Sabah MM2H are state-level programmes with separate rules, requirements, procedures, and licensed-agent arrangements. HH MM2H does not directly handle Sarawak MM2H or Sabah MM2H applications, but can explain the differences and refer applicants to suitable licensed partner agents where appropriate.
Comparing federal MM2H, Sarawak MM2H and Sabah MM2H?
Malaysia My Second Home FAQ
MM2H Related Services by HH MM2H
MM2H is not only about getting a pass. Applicants often need help before, during, and after the application process. HH MM2H provides support across the wider MM2H journey.
MM2H Consultation
Understand your eligibility, compare categories, review your goals, and decide whether MM2H is suitable for your situation.
MM2H Application Support
Get guidance on document preparation, application coordination, submission follow-up, and communication throughout the process.
MM2H Renewal Support
For existing MM2H participants who need help understanding renewal requirements, timing, documents, and pass-related matters.
MM2H Termination Support
For participants who need to close their MM2H participation properly and understand the related process.
Dependent Application Guidance
Support for applicants bringing spouse, children, parents, parents-in-law, or other eligible dependents under the programme.
Property Purchase Guidance
Understand property-related conditions, minimum value expectations, and post-approval planning before committing.
Fixed Deposit Guidance
Understand the fixed deposit requirement, withdrawal conditions, and timing in relation to the application process.
Medical Check-Up Arrangement
Coordinate medical check-up direction after approval, including panel clinic or hospital requirements where applicable.
Property Management
Support for defect checking, vacant possession, tenant advertising, maintenance coordination, handyman arrangement, and regular cleaning.
Medical Tourism
Health screening, medical check-ups, doctor consultation, and medical visit arrangements for applicants and their family members.
Investment Preview
Introductory guidance on property investment, insurance planning, wills, trusts, and offshore investment considerations, with referral to licensed professionals where required.
Need Help Choosing the Right MM2H Category?
The best MM2H pathway depends on your personal situation. Your age, family members, financial readiness, property plans, stay intention, and long-term goals in Malaysia can all affect your decision.
Speak with HH MM2H before you proceed.
Ask HH MM2H About Your Situation
Share a few basic details and send them to HH MM2H through WhatsApp. This helps us understand your enquiry before the conversation starts.