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    Malaysia My Second Home comparison
    MM2H Comparison

    Federal MM2H vs Sarawak MM2H vs Sabah MM2H

    Malaysia has more than one MM2H-related pathway. Federal MM2H, Sarawak MM2H and Sabah MM2H are related, but they are not the same programme. Each pathway has its own authority, eligibility direction, stay requirement, property condition, financial requirement and application channel.

    This page helps applicants compare the main differences before deciding which MM2H direction may suit their long-term plan in Malaysia.

    • Licensed MM2H agent
    • Federal MM2H application support
    • Sarawak & Sabah referral guidance
    • No approval guarantee claims
    Why This Comparison Matters

    Why This Comparison Matters

    Many applicants search for "MM2H" and assume every programme follows the same rules. In practice, Federal MM2H, Sarawak MM2H and Sabah MM2H should be reviewed separately.

    Federal MM2H is the national Malaysia My Second Home programme. Sarawak MM2H is connected to Sarawak's own state direction. Sabah MM2H is connected to Sabah's own state direction.

    The right choice depends on where the applicant wants to live, property plans, financial readiness, family needs, stay requirement and whether the application should be handled through Federal MM2H or a state programme.

    HH MM2H focuses on Federal MM2H applications. HH MM2H does not directly handle Sarawak MM2H or Sabah MM2H, but may refer suitable enquiries to licensed partner agents where required.

    Comparison Table

    Federal MM2H vs Sarawak MM2H vs Sabah MM2H Comparison Table

    Comparison PointFederal MM2HSarawak MM2H / S-MM2HSabah MM2H
    Programme authorityFederal programme under Malaysia My Second Home / MOTACSarawak state programme under MTCP SarawakSabah state programme under Ministry of Tourism, Culture and Environment, Sabah
    Main positioningFor applicants considering Malaysia as a long-term second home, with federal MM2H categoriesFor applicants who specifically want Sarawak as their second homeFor applicants who specifically want Sabah as their second home
    Main categoriesMM2H Silver, MM2H Gold, MM2H Platinum, SEZ / SFZ MM2HNot structured as Silver / Gold / Platinum on the official Sarawak FAQSabah MM2H Silver, Gold, Platinum
    Minimum ageSilver / Gold / Platinum generally start from 25+. SEZ / SFZ starts from 21+50+; or 40-50 with Sarawak residential property investment of at least RM600,000; or 30-50 with long-term medical treatment in Sarawak or children studying in SarawakOfficial Sabah category pages state at least 25 years old
    Pass durationSilver 5 years, Gold 15 years, Platinum 20 years, SEZ / SFZ 10 years10-year pass, initially up to 5 years and renewable for another 5 yearsSilver 5+5 years, Gold 15 years, Platinum 20 years
    Fixed deposit / financial proofSilver USD150,000, Gold USD500,000, Platinum USD1 million, SEZ / SFZ USD65,000 for age 21-49 and USD32,000 for age 50+Financial proof may include FD RM300,000 for couples or RM150,000 for individual, or approved pension / offshore income above stated monthly amountsSilver RM500,000 FD, Gold USD500,000 FD, Platinum USD1 million FD, placed with Sabah MM2H panel banks in Sabah
    Property requirementSilver RM600,000+, Gold RM1 million+, Platinum RM2 million+, SEZ / SFZ property or house in Forest City, Johor, subject to Johor state policyApproved participants may purchase residential property in Sarawak: RM600,000 minimum in Kuching, RM500,000 in other divisions. For age 40-50 eligibility route, residential property investment of at least RM600,000 is relevantProperty purchase in Sabah is required after approval. Silver high-rise property minimum RM600,000, Gold residence minimum RM1 million, Platinum residence minimum RM2 million
    Minimum stay90 cumulative days per year in Malaysia30 days per year in Sarawak30 cumulative days per year in Sabah
    DependentsSpouse, children, medically certified disabled children, parents / parents-in-law; Platinum also allows foreign maidParent of principal applicant and children under 21. Dependents receive yearly social pass according to Sarawak FAQSpouse, parents, parents-in-law and children, subject to Sabah MM2H terms
    Business / careerSilver, Gold and SEZ / SFZ not allowed. Platinum permissible where permittedS-MM2H pass holders are not allowed to run business or work in MalaysiaSilver / Gold not allowed unless relevant pass is requested. Platinum permissible
    Submission methodThrough licensed MM2H company / agent processPhysical submission. Applicant may submit personally with eligible sponsor, or appoint a registered licensed agent in SarawakMust be submitted through an agent licensed by Sabah Ministry of Tourism, Culture and Environment
    Important HH MM2H noteHH MM2H handles Federal MM2H supportHH MM2H does not directly handle Sarawak MM2H, but may refer suitable enquiries to licensed partner agentsHH MM2H does not directly handle Sabah MM2H, but may refer suitable enquiries to licensed partner agents
    Best fit forApplicants comparing federal categories and planning long-term stay in MalaysiaApplicants focused on Sarawak lifestyle, family, medical, education or retirement directionApplicants focused on Sabah lifestyle, property ownership and Sabah-based residence

    Programme authority

    Federal MM2H

    Federal programme under Malaysia My Second Home / MOTAC

    Sarawak MM2H

    Sarawak state programme under MTCP Sarawak

    Sabah MM2H

    Sabah state programme under Ministry of Tourism, Culture and Environment, Sabah

    Main positioning

    Federal MM2H

    For applicants considering Malaysia as a long-term second home, with federal MM2H categories

    Sarawak MM2H

    For applicants who specifically want Sarawak as their second home

    Sabah MM2H

    For applicants who specifically want Sabah as their second home

    Main categories

    Federal MM2H

    MM2H Silver, MM2H Gold, MM2H Platinum, SEZ / SFZ MM2H

    Sarawak MM2H

    Not structured as Silver / Gold / Platinum on the official Sarawak FAQ

    Sabah MM2H

    Sabah MM2H Silver, Gold, Platinum

    Minimum age

    Federal MM2H

    Silver / Gold / Platinum generally start from 25+. SEZ / SFZ starts from 21+

    Sarawak MM2H

    50+; or 40-50 with Sarawak residential property investment of at least RM600,000; or 30-50 with long-term medical treatment in Sarawak or children studying in Sarawak

    Sabah MM2H

    Official Sabah category pages state at least 25 years old

    Pass duration

    Federal MM2H

    Silver 5 years, Gold 15 years, Platinum 20 years, SEZ / SFZ 10 years

    Sarawak MM2H

    10-year pass, initially up to 5 years and renewable for another 5 years

    Sabah MM2H

    Silver 5+5 years, Gold 15 years, Platinum 20 years

    Fixed deposit / financial proof

    Federal MM2H

    Silver USD150,000, Gold USD500,000, Platinum USD1 million, SEZ / SFZ USD65,000 for age 21-49 and USD32,000 for age 50+

    Sarawak MM2H

    Financial proof may include FD RM300,000 for couples or RM150,000 for individual, or approved pension / offshore income above stated monthly amounts

    Sabah MM2H

    Silver RM500,000 FD, Gold USD500,000 FD, Platinum USD1 million FD, placed with Sabah MM2H panel banks in Sabah

    Property requirement

    Federal MM2H

    Silver RM600,000+, Gold RM1 million+, Platinum RM2 million+, SEZ / SFZ property or house in Forest City, Johor, subject to Johor state policy

    Sarawak MM2H

    Approved participants may purchase residential property in Sarawak: RM600,000 minimum in Kuching, RM500,000 in other divisions. For age 40-50 eligibility route, residential property investment of at least RM600,000 is relevant

    Sabah MM2H

    Property purchase in Sabah is required after approval. Silver high-rise property minimum RM600,000, Gold residence minimum RM1 million, Platinum residence minimum RM2 million

    Minimum stay

    Federal MM2H

    90 cumulative days per year in Malaysia

    Sarawak MM2H

    30 days per year in Sarawak

    Sabah MM2H

    30 cumulative days per year in Sabah

    Dependents

    Federal MM2H

    Spouse, children, medically certified disabled children, parents / parents-in-law; Platinum also allows foreign maid

    Sarawak MM2H

    Parent of principal applicant and children under 21. Dependents receive yearly social pass according to Sarawak FAQ

    Sabah MM2H

    Spouse, parents, parents-in-law and children, subject to Sabah MM2H terms

    Business / career

    Federal MM2H

    Silver, Gold and SEZ / SFZ not allowed. Platinum permissible where permitted

    Sarawak MM2H

    S-MM2H pass holders are not allowed to run business or work in Malaysia

    Sabah MM2H

    Silver / Gold not allowed unless relevant pass is requested. Platinum permissible

    Submission method

    Federal MM2H

    Through licensed MM2H company / agent process

    Sarawak MM2H

    Physical submission. Applicant may submit personally with eligible sponsor, or appoint a registered licensed agent in Sarawak

    Sabah MM2H

    Must be submitted through an agent licensed by Sabah Ministry of Tourism, Culture and Environment

    Important HH MM2H note

    Federal MM2H

    HH MM2H handles Federal MM2H support

    Sarawak MM2H

    HH MM2H does not directly handle Sarawak MM2H, but may refer suitable enquiries to licensed partner agents

    Sabah MM2H

    HH MM2H does not directly handle Sabah MM2H, but may refer suitable enquiries to licensed partner agents

    Best fit for

    Federal MM2H

    Applicants comparing federal categories and planning long-term stay in Malaysia

    Sarawak MM2H

    Applicants focused on Sarawak lifestyle, family, medical, education or retirement direction

    Sabah MM2H

    Applicants focused on Sabah lifestyle, property ownership and Sabah-based residence

    Federal MM2H, Sarawak MM2H and Sabah MM2H are related but separate pathways. Requirements, submission channels, financial proof, property rules and stay conditions are not identical. HH MM2H supports Federal MM2H applications and may refer Sarawak MM2H or Sabah MM2H enquiries to suitable licensed partner agents where required.

    Get Direction

    Not Sure Which MM2H Direction Fits You?

    If you are comparing Federal MM2H, Sarawak MM2H and Sabah MM2H, speak with HH MM2H before preparing documents. A short conversation can help you understand whether Federal MM2H is suitable, or whether Sarawak MM2H or Sabah MM2H should be reviewed through a licensed partner agent.

    Compare My MM2H Options
    FAQ

    Federal MM2H vs Sarawak MM2H vs Sabah MM2H FAQ

    Learn more: Federal MM2H categories, Sarawak MM2H guide, Sabah MM2H guide, MM2H Application Documents, or Contact HH MM2H.

    Compare Your MM2H Direction With HH MM2H

    If you are unsure whether Federal MM2H, Sarawak MM2H or Sabah MM2H is more suitable, start with a short conversation. HH MM2H can help you understand the difference and guide you to the correct next step.

    Talk to HH MM2H before you proceed.

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