
Malaysia has more than one MM2H-related pathway. Federal MM2H, Sarawak MM2H and Sabah MM2H are related, but they are not the same programme. Each pathway has its own authority, eligibility direction, stay requirement, property condition, financial requirement and application channel.
This page helps applicants compare the main differences before deciding which MM2H direction may suit their long-term plan in Malaysia.
Many applicants search for "MM2H" and assume every programme follows the same rules. In practice, Federal MM2H, Sarawak MM2H and Sabah MM2H should be reviewed separately.
Federal MM2H is the national Malaysia My Second Home programme. Sarawak MM2H is connected to Sarawak's own state direction. Sabah MM2H is connected to Sabah's own state direction.
The right choice depends on where the applicant wants to live, property plans, financial readiness, family needs, stay requirement and whether the application should be handled through Federal MM2H or a state programme.
HH MM2H focuses on Federal MM2H applications. HH MM2H does not directly handle Sarawak MM2H or Sabah MM2H, but may refer suitable enquiries to licensed partner agents where required.
| Comparison Point | Federal MM2H | Sarawak MM2H / S-MM2H | Sabah MM2H |
|---|---|---|---|
| Programme authority | Federal programme under Malaysia My Second Home / MOTAC | Sarawak state programme under MTCP Sarawak | Sabah state programme under Ministry of Tourism, Culture and Environment, Sabah |
| Main positioning | For applicants considering Malaysia as a long-term second home, with federal MM2H categories | For applicants who specifically want Sarawak as their second home | For applicants who specifically want Sabah as their second home |
| Main categories | MM2H Silver, MM2H Gold, MM2H Platinum, SEZ / SFZ MM2H | Not structured as Silver / Gold / Platinum on the official Sarawak FAQ | Sabah MM2H Silver, Gold, Platinum |
| Minimum age | Silver / Gold / Platinum generally start from 25+. SEZ / SFZ starts from 21+ | 50+; or 40-50 with Sarawak residential property investment of at least RM600,000; or 30-50 with long-term medical treatment in Sarawak or children studying in Sarawak | Official Sabah category pages state at least 25 years old |
| Pass duration | Silver 5 years, Gold 15 years, Platinum 20 years, SEZ / SFZ 10 years | 10-year pass, initially up to 5 years and renewable for another 5 years | Silver 5+5 years, Gold 15 years, Platinum 20 years |
| Fixed deposit / financial proof | Silver USD150,000, Gold USD500,000, Platinum USD1 million, SEZ / SFZ USD65,000 for age 21-49 and USD32,000 for age 50+ | Financial proof may include FD RM300,000 for couples or RM150,000 for individual, or approved pension / offshore income above stated monthly amounts | Silver RM500,000 FD, Gold USD500,000 FD, Platinum USD1 million FD, placed with Sabah MM2H panel banks in Sabah |
| Property requirement | Silver RM600,000+, Gold RM1 million+, Platinum RM2 million+, SEZ / SFZ property or house in Forest City, Johor, subject to Johor state policy | Approved participants may purchase residential property in Sarawak: RM600,000 minimum in Kuching, RM500,000 in other divisions. For age 40-50 eligibility route, residential property investment of at least RM600,000 is relevant | Property purchase in Sabah is required after approval. Silver high-rise property minimum RM600,000, Gold residence minimum RM1 million, Platinum residence minimum RM2 million |
| Minimum stay | 90 cumulative days per year in Malaysia | 30 days per year in Sarawak | 30 cumulative days per year in Sabah |
| Dependents | Spouse, children, medically certified disabled children, parents / parents-in-law; Platinum also allows foreign maid | Parent of principal applicant and children under 21. Dependents receive yearly social pass according to Sarawak FAQ | Spouse, parents, parents-in-law and children, subject to Sabah MM2H terms |
| Business / career | Silver, Gold and SEZ / SFZ not allowed. Platinum permissible where permitted | S-MM2H pass holders are not allowed to run business or work in Malaysia | Silver / Gold not allowed unless relevant pass is requested. Platinum permissible |
| Submission method | Through licensed MM2H company / agent process | Physical submission. Applicant may submit personally with eligible sponsor, or appoint a registered licensed agent in Sarawak | Must be submitted through an agent licensed by Sabah Ministry of Tourism, Culture and Environment |
| Important HH MM2H note | HH MM2H handles Federal MM2H support | HH MM2H does not directly handle Sarawak MM2H, but may refer suitable enquiries to licensed partner agents | HH MM2H does not directly handle Sabah MM2H, but may refer suitable enquiries to licensed partner agents |
| Best fit for | Applicants comparing federal categories and planning long-term stay in Malaysia | Applicants focused on Sarawak lifestyle, family, medical, education or retirement direction | Applicants focused on Sabah lifestyle, property ownership and Sabah-based residence |
Federal MM2H
Federal programme under Malaysia My Second Home / MOTAC
Sarawak MM2H
Sarawak state programme under MTCP Sarawak
Sabah MM2H
Sabah state programme under Ministry of Tourism, Culture and Environment, Sabah
Federal MM2H
For applicants considering Malaysia as a long-term second home, with federal MM2H categories
Sarawak MM2H
For applicants who specifically want Sarawak as their second home
Sabah MM2H
For applicants who specifically want Sabah as their second home
Federal MM2H
MM2H Silver, MM2H Gold, MM2H Platinum, SEZ / SFZ MM2H
Sarawak MM2H
Not structured as Silver / Gold / Platinum on the official Sarawak FAQ
Sabah MM2H
Sabah MM2H Silver, Gold, Platinum
Federal MM2H
Silver / Gold / Platinum generally start from 25+. SEZ / SFZ starts from 21+
Sarawak MM2H
50+; or 40-50 with Sarawak residential property investment of at least RM600,000; or 30-50 with long-term medical treatment in Sarawak or children studying in Sarawak
Sabah MM2H
Official Sabah category pages state at least 25 years old
Federal MM2H
Silver 5 years, Gold 15 years, Platinum 20 years, SEZ / SFZ 10 years
Sarawak MM2H
10-year pass, initially up to 5 years and renewable for another 5 years
Sabah MM2H
Silver 5+5 years, Gold 15 years, Platinum 20 years
Federal MM2H
Silver USD150,000, Gold USD500,000, Platinum USD1 million, SEZ / SFZ USD65,000 for age 21-49 and USD32,000 for age 50+
Sarawak MM2H
Financial proof may include FD RM300,000 for couples or RM150,000 for individual, or approved pension / offshore income above stated monthly amounts
Sabah MM2H
Silver RM500,000 FD, Gold USD500,000 FD, Platinum USD1 million FD, placed with Sabah MM2H panel banks in Sabah
Federal MM2H
Silver RM600,000+, Gold RM1 million+, Platinum RM2 million+, SEZ / SFZ property or house in Forest City, Johor, subject to Johor state policy
Sarawak MM2H
Approved participants may purchase residential property in Sarawak: RM600,000 minimum in Kuching, RM500,000 in other divisions. For age 40-50 eligibility route, residential property investment of at least RM600,000 is relevant
Sabah MM2H
Property purchase in Sabah is required after approval. Silver high-rise property minimum RM600,000, Gold residence minimum RM1 million, Platinum residence minimum RM2 million
Federal MM2H
90 cumulative days per year in Malaysia
Sarawak MM2H
30 days per year in Sarawak
Sabah MM2H
30 cumulative days per year in Sabah
Federal MM2H
Spouse, children, medically certified disabled children, parents / parents-in-law; Platinum also allows foreign maid
Sarawak MM2H
Parent of principal applicant and children under 21. Dependents receive yearly social pass according to Sarawak FAQ
Sabah MM2H
Spouse, parents, parents-in-law and children, subject to Sabah MM2H terms
Federal MM2H
Silver, Gold and SEZ / SFZ not allowed. Platinum permissible where permitted
Sarawak MM2H
S-MM2H pass holders are not allowed to run business or work in Malaysia
Sabah MM2H
Silver / Gold not allowed unless relevant pass is requested. Platinum permissible
Federal MM2H
Through licensed MM2H company / agent process
Sarawak MM2H
Physical submission. Applicant may submit personally with eligible sponsor, or appoint a registered licensed agent in Sarawak
Sabah MM2H
Must be submitted through an agent licensed by Sabah Ministry of Tourism, Culture and Environment
Federal MM2H
HH MM2H handles Federal MM2H support
Sarawak MM2H
HH MM2H does not directly handle Sarawak MM2H, but may refer suitable enquiries to licensed partner agents
Sabah MM2H
HH MM2H does not directly handle Sabah MM2H, but may refer suitable enquiries to licensed partner agents
Federal MM2H
Applicants comparing federal categories and planning long-term stay in Malaysia
Sarawak MM2H
Applicants focused on Sarawak lifestyle, family, medical, education or retirement direction
Sabah MM2H
Applicants focused on Sabah lifestyle, property ownership and Sabah-based residence
Federal MM2H, Sarawak MM2H and Sabah MM2H are related but separate pathways. Requirements, submission channels, financial proof, property rules and stay conditions are not identical. HH MM2H supports Federal MM2H applications and may refer Sarawak MM2H or Sabah MM2H enquiries to suitable licensed partner agents where required.
If you are comparing Federal MM2H, Sarawak MM2H and Sabah MM2H, speak with HH MM2H before preparing documents. A short conversation can help you understand whether Federal MM2H is suitable, or whether Sarawak MM2H or Sabah MM2H should be reviewed through a licensed partner agent.
If you are unsure whether Federal MM2H, Sarawak MM2H or Sabah MM2H is more suitable, start with a short conversation. HH MM2H can help you understand the difference and guide you to the correct next step.
Talk to HH MM2H before you proceed.
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